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Property ownership changes happen for many reasons beyond buying and selling. Death, divorce, estate planning, and family transfers all require specific legal processes to properly transfer title. Understanding these processes helps families navigate transitions and avoid title problems.

What This Section Covers

Common Scenarios

Property transfers through probate, trust, joint ownership survivorship, or transfer-on-death deed depending on how title was held.
Court determines property division. One spouse may buy out the other, or property is sold and proceeds divided.
Requires new deed. May have tax, liability, or mortgage implications.
Requires deed from individual to trustee. Used for probate avoidance and estate planning.
Power of attorney allows designated person to act. Without it, court guardianship may be required.
Buyout negotiations, mediation, or partition action (court-ordered sale) may resolve disputes.

Key Considerations

Title must be legally transferred. Verbal agreements, handshakes, or family understandings don’t change property ownership. A recorded deed is required. Mortgages don’t automatically transfer. Adding or removing names from title doesn’t change who owes the debt. Lenders must approve assumptions or refinances. Tax implications vary. Transfers between spouses differ from parent-to-child gifts differ from sales. Consult tax professionals before transferring. Title insurance matters. Future buyers need clean title. Improperly documented transfers create problems years later.

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Research attorneys experienced in property transfers and ownership changes.