Home inspection reports document findings from the property examination. Reports vary in format but contain similar information about property condition, defects identified, and recommendations. Understanding how to read and interpret the report helps buyers make informed decisions.Documentation Index
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Report Formats
Narrative reports
Narrative reports
- Detailed explanations
- Context for findings
- Easy to read
- Can be lengthy
- Important items may be buried in text
- Harder to scan quickly
Checklist reports
Checklist reports
- Easy to scan
- Consistent format
- Quick to identify issues
- Less detail
- May lack context
- Can oversimplify complex issues
Combination reports
Combination reports
- Section-by-section organization
- Ratings for each component
- Detailed explanation of defects
- Photos linked to issues
- Summary of significant items
Digital/interactive reports
Digital/interactive reports
- Clickable navigation
- Embedded photos and videos
- Sortable by severity
- Shareable links
- Mobile-friendly viewing
Report Sections
Summary section
Summary section
- Safety hazards
- Major defects
- Items needing immediate attention
- Recommended specialist evaluations
Structural components
Structural components
- Foundation type and condition
- Visible structural damage
- Floor, wall, and ceiling framing
- Signs of movement or settling
Exterior
Exterior
- Siding and trim
- Doors and windows
- Porches and decks
- Driveways and walkways
- Grading and drainage
Roof
Roof
- Covering materials
- Flashings
- Skylights
- Chimneys
- Gutters and downspouts
- Estimated age and remaining life
Plumbing
Plumbing
- Supply pipe material
- Drain pipe material
- Water heater
- Fixtures
- Water pressure
- Leaks identified
Electrical
Electrical
- Service size and type
- Panel condition
- Wiring type
- Outlets and switches
- GFCI/AFCI protection
- Safety concerns
HVAC
HVAC
- Equipment type and age
- Operational status
- Ductwork condition
- Filters
- Safety controls
- Estimated remaining life
Interior
Interior
- Room-by-room condition
- Windows and doors
- Stairs and railings
- Built-in appliances
- Fireplaces
Insulation and ventilation
Insulation and ventilation
- Insulation type and depth
- Vapor barriers
- Attic ventilation
- Bathroom ventilation
Severity Levels
Safety hazards
Safety hazards
- Electrical hazards (exposed wiring, double-tapped breakers)
- Carbon monoxide risks
- Fall hazards (missing railings)
- Fire hazards
- Gas leaks
Major defects
Major defects
- Foundation cracks showing movement
- Roof failure/active leaks
- HVAC system not functioning
- Significant water damage
- Electrical panel deficiencies
- Plumbing failures
Minor defects
Minor defects
- Missing caulk
- Slow drains
- Minor grading issues
- Weatherstripping needed
- Cosmetic damage
Maintenance items
Maintenance items
- HVAC filter replacement
- Gutter cleaning
- Caulk maintenance
- Vegetation trimming
- Annual servicing
Monitor items
Monitor items
- Hairline cracks (common settling)
- Minor moisture stains (source unknown)
- Older systems still functioning
- Areas that couldn’t be fully inspected
Reading Photos and Descriptions
Photo documentation
Photo documentation
- Document specific defects
- Show location of issues
- Provide context for descriptions
- Create record of condition at inspection time
Location references
Location references
- Room names (master bedroom, hall bath)
- Directional (north side, front elevation)
- Component-specific (main panel, water heater)
Technical terminology
Technical terminology
- GLA: Gross living area
- GFCI: Ground fault circuit interrupter
- AFCI: Arc fault circuit interrupter
- HVAC: Heating, ventilation, air conditioning
- TPR valve: Temperature pressure relief valve
- Flashing: Metal strips preventing water intrusion
- Grading: Slope of ground around foundation
Boilerplate language
Boilerplate language
- Scope limitations
- Areas not inspected
- Items excluded from inspection
- Liability limitations
Common Report Notations
Recommend evaluation by specialist
Recommend evaluation by specialist
- Issue needs expert assessment
- Repair cost/scope uncertain
- Condition may be serious
Repair or replace
Repair or replace
Monitor
Monitor
- Not currently urgent
- Could become worse
- Check periodically
Not inspected / Not accessible
Not inspected / Not accessible
- Furniture blocking access
- Storage in the way
- Safety concerns
- Weather conditions
- Locked areas
- Utilities off
At end of useful life
At end of useful life
- Currently functioning
- Replacement predictable
- Budget for replacement
What Reports Don’t Tell You
Exact repair costs
Exact repair costs
- Precise repair estimates
- Contractor recommendations
- Specific product recommendations
Code compliance
Code compliance
- Certify code compliance
- Research permit history
- Enforce building codes
Hidden conditions
Hidden conditions
Future performance
Future performance
- How long systems will last
- When problems will occur
- Guaranteed future performance
Using the Report
Prioritizing findings
Prioritizing findings
- Safety hazards: Must be addressed
- Major defects: Negotiate or walk away
- Minor defects: Negotiate if significant total
- Maintenance: Your responsibility after purchase
Getting repair estimates
Getting repair estimates
- Identify contractors for each trade
- Provide inspection report section
- Request written estimate
- Use estimates in negotiations
Sharing with your agent
Sharing with your agent
Keeping for future reference
Keeping for future reference
- Warranty claims reference
- Contractor guidance
- Future sale disclosure
- Insurance documentation
- Maintenance planning
Questions to Ask After Reviewing
Questions for inspector
Questions for inspector
- Can you clarify what this finding means?
- How urgent is this repair?
- What type of contractor should I call?
- Is this common for homes of this age?
- What would you estimate this costs to repair?
Questions for your agent
Questions for your agent
- How do these findings affect our negotiating position?
- Should we request repairs or credit?
- Is it reasonable to ask seller to address this?
- What are buyers typically responsible for?
- Should we walk away based on these findings?
Questions for specialists
Questions for specialists
- What is the extent of this problem?
- What are the repair options?
- What will this cost?
- How urgent is the repair?
- What happens if we don’t address it?