What to Look For
Licensing and certification
Licensing and certification
Most states require home inspector licensing.Verify:
- Current state license
- License in good standing
- No disciplinary actions
- ASHI (American Society of Home Inspectors)
- InterNACHI (International Association of Certified Home Inspectors)
- State-specific certifications
Experience
Experience
Experience matters in home inspection.Consider:
- Years in business
- Number of inspections completed
- Background (construction, trades, engineering)
- Experience with property type (age, style)
Insurance
Insurance
Professional inspectors carry:Errors and omissions (E&O): Covers claims arising from inspection errors or omissionsGeneral liability: Covers injury or damage during inspectionAsk for proof of coverage. Protects you if inspector misses major defect.
Sample reports
Sample reports
Review sample report before hiring:
- Level of detail
- Photo documentation
- Clarity of findings
- Organization and format
- Ease of understanding
Services included
Services included
Understand what’s included in base price:
- Standard inspection scope
- Photo documentation
- Report format and delivery
- Follow-up questions
- Radon testing
- Termite inspection
- Sewer scope
- Mold testing
- Thermal imaging
Questions to Ask
Qualifications
Qualifications
- Are you licensed in this state?
- How long have you been inspecting?
- How many inspections have you performed?
- What certifications do you hold?
- What is your background before inspecting?
- Do you carry E&O insurance?
Process
Process
- How long will the inspection take?
- Can I attend? Should I attend?
- When will I receive the report?
- What does your report include?
- Do you take photos of findings?
- Will you walk me through findings?
Scope
Scope
- What standards do you follow (ASHI, InterNACHI)?
- What areas do you inspect?
- What’s not included in your inspection?
- Do you go on the roof?
- Do you enter the attic and crawl space?
- What additional services do you offer?
Cost and availability
Cost and availability
- What is your fee for this property?
- What’s included in that price?
- What do additional services cost?
- When are you available?
- What is your cancellation policy?
- How do you accept payment?
Follow-up
Follow-up
- Can I call with questions after the inspection?
- Do you offer re-inspection services?
- How long do you keep records?
- Will you explain findings to my agent or contractor?
Red Flags
Unusually low price
Unusually low price
Very cheap inspections may indicate:
- Rushed, superficial inspection
- Inexperienced inspector
- Limited scope
- No insurance coverage
Won't provide sample report
Won't provide sample report
Reluctance to share sample report suggests:
- Report quality is poor
- Limited documentation
- Inspector may lack thoroughness
Guarantees or predictions
Guarantees or predictions
Be cautious of inspectors who:
- Guarantee they’ll find problems
- Promise property will have no issues
- Predict exact remaining life of systems
- Make claims beyond inspection scope
Offers repairs
Offers repairs
Inspectors who offer to repair what they find have conflict of interest.Inspection should be independent assessment. Repairs should be separate.Some states prohibit inspectors from offering repairs.
Rushing the inspection
Rushing the inspection
Thorough inspection of average home takes 2-3 hours.Inspectors who complete in under 2 hours may be:
- Skipping areas
- Not being thorough
- Using quick checklist approach
Agent pressure for specific inspector
Agent pressure for specific inspector
If agent strongly pushes specific inspector:
- Ask why they recommend this person
- Consider whether inspector might underreport to help deals close
- Remember you’re paying and get to choose
Certifications Explained
ASHI (American Society of Home Inspectors)
ASHI (American Society of Home Inspectors)
Oldest and most recognized professional association.Membership levels:
- Associate: Entry level, working toward full membership
- Inspector: Completed requirements
- Certified Inspector (ACI): Highest level
- Pass examination
- Complete minimum inspections
- Follow Standards of Practice
- Continuing education
InterNACHI (International Association of Certified Home Inspectors)
InterNACHI (International Association of Certified Home Inspectors)
Largest inspector association.Requirements:
- Online examination
- Continuing education
- Follow Standards of Practice
- Code of Ethics compliance
State licensing
State licensing
Most states require licensure. Requirements vary:
- Pre-licensing education
- Examination
- Continuing education
- Insurance requirements
- Background check
Specialty certifications
Specialty certifications
Additional certifications for:
- Radon measurement
- Mold inspection
- Termite/pest inspection
- Pool and spa
- Commercial inspection
- New construction
Inspector Background
Construction background
Construction background
Former contractors, builders, or tradespeople.Pros:
- Understand how things are built
- Can assess construction quality
- Know what repairs entail
- May focus on their specialty area
- May not know all systems equally
Engineering background
Engineering background
Engineers or technical professionals.Pros:
- Analytical approach
- Strong documentation
- Understand systems
- May not have hands-on construction experience
- May be overly technical in reports
Career inspectors
Career inspectors
Those who entered inspection directly.Pros:
- Trained specifically for inspection
- Follow standard methodologies
- Understand inspection role
- May lack construction experience
- Knowledge may be classroom-based
Comparing Multiple Inspectors
Create comparison criteria
Create comparison criteria
Evaluate each inspector on:
| Criteria | Inspector A | Inspector B | Inspector C |
|---|---|---|---|
| Years experience | |||
| Inspections completed | |||
| Certifications | |||
| Insurance | |||
| Fee | |||
| Availability | |||
| Report quality | |||
| Reviews/references |
Check reviews
Check reviews
Research inspector reputation:
- Google reviews
- Yelp reviews
- Agent recommendations
- Past client references
- BBB rating
Ask for references
Ask for references
Request past client contacts.Questions for references:
- Were you satisfied with the inspection?
- Was the report thorough?
- Did the inspector explain findings clearly?
- Were there any issues discovered later that were missed?
- Would you use this inspector again?
Working with Your Inspector
Before inspection
Before inspection
- Confirm appointment time and location
- Verify what’s included
- Ask what you should bring
- Confirm when report will be ready
- Provide any relevant information about property
During inspection
During inspection
- Arrive on time (or for summary portion)
- Follow inspector, don’t lead
- Ask questions when appropriate
- Take your own notes and photos
- Don’t interrupt active examination
After inspection
After inspection
- Review report thoroughly
- Call with questions
- Ask about follow-up availability
- Keep report for records
- Leave review if satisfied