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Title and escrow companies verify legal ownership and manage funds during real estate transactions. They research property history, issue insurance against ownership disputes, hold deposits securely, and coordinate closings. In some states, real estate attorneys handle these functions. In others, title companies perform both roles. The terminology varies by location, but the core responsibilities remain the same.

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What This Section Covers

This section explains title and escrow from foundational concepts through company selection.

Settlement Agents & Closers

Who conducts closings and their qualifications

Title Insurance

Protection against ownership disputes and claims

Title Ownership Options

How to hold title, deed types, and ownership structures

Earnest Money

The deposit that secures purchase contracts

Wire Fraud Protection

Security protocols for protecting fund transfers

Closing Process

Timeline from contract execution through recording

Comparing Title Companies

Questions to ask and how to evaluate options

Compare Title & Escrow Companies

Research title companies with verified reviews and security protocols.